Lease Option & Owner Financing Homes in Mason County
Move in now with a lease option, or buy with owner financing. No bank underwriting and no credit-score minimum.
- No bank underwriting
- No credit-score minimum
- Lease option & owner financing
Mason County wraps around the southern end of Hood Canal and the inlets of south Puget Sound. Shelton is its only incorporated city; the rest is a mix of waterfront communities, forested land, and small towns along US-101, SR-3, and SR-106, with the Olympic National Forest to the west.
Why Lease Options and Owner Financing Work Here
Mason County has many rural and semi-rural properties: homes on wooded lots, cabins, manufactured homes on land, and properties on private roads or wells and septic. Banks can be strict with properties like these, even when the buyer can afford them.
Owner financing takes the bank out of it. We act as the lender, verify your income and ability to pay, and write terms that fit the property, with no credit-score minimum.
If you want time to get mortgage-ready, a lease option lets you move in now with a locked purchase price and buy within the term.
Want the full details first? Read how a lease option works or how owner financing works.
Start Your Buyer Profile
Take the first step toward owning your home. Start your buyer profile and we'll follow up to walk you through your path to homeownership.
Areas We Serve in Mason County
- SheltonThe county seat, on Oakland Bay off US-101.
- BelfairAt the tip of Hood Canal on SR-3, toward the Kitsap Peninsula.
- Allyn and GrapeviewAlong Case Inlet and the North Bay area.
- Union and TahuyaOn the south shore of Hood Canal along SR-106.
- Hoodsport and LilliwaupOn the west shore of Hood Canal along US-101, near Lake Cushman.
Mason County Questions
Can I buy a home with a well and septic, or on a private road, with owner financing?
Often, yes. Because we're the lender, the terms aren't tied to a bank's property guidelines. We'll walk you through anything specific about a property before you commit.
Do you serve Belfair and the Hood Canal area?
Yes. We serve all of Mason County, including Shelton, Belfair, Allyn, and both shores of Hood Canal.
What's available in Shelton right now?
Our available homes change over time. Start your buyer profile and we'll tell you what's available that fits your budget and area.
More questions? See our full FAQ.
Nearby Areas We Serve
Looking for a home in Mason County?
Call or email us to talk through what's available and which path fits you.