Frequently Asked Questions
General questions about our company, service, and properties we offer on this website.
Frequently Asked Questions
- What is EZ Home Path?
- Who qualifies for your program?
- How does the process work?
- Do I need a good credit score?
- How much is the down payment?
- What types of properties are available?
- Where are your homes located?
- How long does it take to get a home?
- Are there any hidden costs?
- What kind of support do I get?
- What does Owner Financing actually mean?
- What is the Owner Financing process?
- What if I have bad credit?
- What are the benefits of Owner Financing?
- Is there a required down payment?
- What are the requirements of an Owner Financing arrangement?
What is EZ Home Path?
EZ Home Path helps individuals and families become homeowners through a simple and accessible path—especially those often overlooked by traditional banks. We focus on affordability, flexibility, and ease of entry.
Who qualifies for your program?
Our program is designed for people who may not qualify for traditional financing—such as the self-employed, those with inconsistent income, or individuals with less-than-perfect credit. If you have steady income and a desire to own, we’ll work with you.
How does the process work?
You browse available properties, choose one that fits your needs, and submit a short application. If approved, you’ll make a down payment and begin your path to ownership with simple, easy-to-understand terms.
Do I need a good credit score?
No. We do not use traditional credit scores to approve buyers. Instead, we focus on your current ability to make monthly payments and your commitment to owning a home.
How much is the down payment?
Down payments vary by property, but we work hard to keep them affordable—often as low as $2,000. We clearly disclose all costs upfront so there are no surprises.
What types of properties are available?
We specialize in affordable single-family homes that are ready to live in or need light repairs—perfect for handy buyers or those looking for a great deal.
Where are your homes located?
Our properties are located in carefully selected, landlord-friendly markets across the U.S., including states like Missouri, Indiana, Illinois, and Virginia.
How long does it take to get a home?
Once you select a property and are approved, the process can move quickly—often within a few days. We aim to make homeownership as fast and simple as possible.
Are there any hidden costs?
No. All expected costs, such as monthly payments, taxes, and insurance, are disclosed before you move forward. We pride ourselves on transparency.
What kind of support do I get?
Our team is here to guide you through every step—from selecting a home to finalizing your agreement. We’re also available to answer questions and provide support even after you’ve moved in.
What does Owner Financing actually mean?
Owner financing means the property buyer finances the purchase directly through the seller, rather than through a traditional bank. This approach is especially helpful for those who may not qualify for conventional mortgage loans. We help many people like you become homeowners through our flexible owner financing program.
What is the Owner Financing process?
The process is straightforward. Once you’ve identified a home you like, you’ll fill out a simple application. We work with buyers from all financial backgrounds. If you can afford the monthly payments and a modest down payment, chances are we can help you become a homeowner. We don’t require traditional bank approval—we just verify that the home is a good fit for your budget and financial situation. That’s it!
What if I have bad credit?
Yes, you can still buy a home with us—even if your credit isn’t perfect. We specialize in working with individuals who may have faced financial challenges in the past. If you can demonstrate the ability to make consistent monthly payments, we want to help you move toward homeownership and a brighter financial future.
What are the benefits of Owner Financing?
Owner financing offers a flexible, accessible path to homeownership without dealing with strict bank requirements. You can avoid many of the delays, high closing costs, and complex paperwork associated with traditional mortgages. It’s a great option for those who want to take control of their future and own a home on their terms.
Is there a required down payment?
Yes, a down payment is required, but we aim to make it as affordable as possible. While the amount depends on the home, it typically ranges between $3,000 and $10,000. We focus on offering homes in quality neighborhoods that are priced to support long-term success.
What are the requirements of an Owner Financing arrangement?
Each situation is unique, and we’re committed to working with you to find a solution. After you choose a home, you’ll complete a short application. We review income and living arrangements for all household members over 18 and may contact references or previous landlords. More than just numbers, we value relationships and do our best to support you through a clear, fair approval process.
We love helping great folks to reach their dreams, so don’t be afraid – fill out the form below to get started!